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No money down Home Improvement Financing 1
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No equity or appraisal required
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Flexible terms up to 20 years
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No seasoning requirements 2
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Tax deductible interest 3
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General Guidelines
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Middle credit score of 620+
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Debt-to-income ratio of 45% or lower
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Bankruptcies discharged 2 years or more
Eligible Properties
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1 to 5 family homes and condominiums
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Owner occupied and non-owner occupied
Interest Rates
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Risk based pricing based on FICO and term only
1-Lien placed against the property for loans above $7,500. Lien will be in first or second position. 2-Newly constructed homes must have been completed and occupied for a minimum of 90 days. 3-Not intended to be legal or tax advice, please consult your tax advisor or attorney fordetails. All loans are subject to credit approval.
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